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Fin4sight™

Develop your financial foresight

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Fin4sight™ - Your Financial Health Assessment Tool

How does it work?

Fin4sight™ is a world-class, user-friendly personal Financial Health Assessment tool that anyone can use. You don’t need to have a background in finance to be able to use the tool. In fact, the tool is useful for all those who wish to develop the foresight to take any early corrective actions pertaining to their future financial matters.

The tool allows you to key in information about your financial matters – such as your expenses, your salary or other income, as well as the investments that you already have made and any borrowings or loans that you may have.

It also allows you to provide information about how you expect your expenses may change in the future, or what investment returns you may earn in the future on your existing investments. Don’t worry if you currently feel challenged on how these assumptions should be set. The tool comes with some in-built assumptions that may be reasonable in the current scenario. You are also provided with helpful tips to change these assumptions, if your personal circumstances are different.

Once you key in all the inputs and assumptions, the tool projects your financial position in the future - such as your future income, future expenses, future investments and assets, future borrowings and loans etc. Based on this, you will receive a customised report in a PDF format, which you can download for further analysis and future reference.

The report itself is designed to provide you with sufficient insights into your financial position and helps answer questions such as –
  • Am I likely to face any cash-flow issues over the short term?
  • Are my investments in the ‘right’ category?
  • How much investments do I need to have today, so that I can sustain my current lifestyle in the future?
  • What is the earliest I can retire and still continue to sustain my current lifestyle?
  • Do I have adequate life insurance to provide financial protection to my loved ones in case of my untimely demise?

What’s more? You can also download your inputs and assumptions so that you don’t need to key in all these again, the next time you use the tool – simply upload the previously downloaded file and make the necessary changes.

We encourage you to use the tool frequently in order to get a good insight into your financial condition in the future, based on the ever-changing personal circumstances and the external environment.

Watch this video to see how easy it is to use Fin4sight™.

FAQs

Your queries answered

Yes. In fact, Fin4sight™ does not store any data or information pertaining to your personal finance, giving you the complete peace of mind about the confidentiality of your financial matters. Please read our Privacy Policy. After the customised report is generated and downloaded by you, the tool deletes details of all the data and information provided by you.

Yes. Once you are licensed, you should be able to use the tool whenever you want, subject to restrictions imposed by the type of license purchased by you.

We encourage you to use it frequently, especially as the external economic environment and your personal financial matters are ever-changing.

Yes. Fin4sight™ is a cloud-based tool. We would regularly update the same, as external economic environment changes, necessitating a change in the various pre-populated assumptions and parameters. Any such updates, as well as other enhancements to the tool, will be covered as part of the license fees paid.

No. Fin4sight™ is a tool. Like any other tool, the outcome of the tool depends on the inputs and assumptions that you provide. Although the tool does provide a customised report to you about your projected financial position, it should not be considered as an investment or financial planning advice. With the insights gained by using the tool, you can consult your financial advisor with confidence.

Yes. Fin4sight™ can be accessed from any device, including mobile phones. However, we would recommend that you access the tool on a desktop / laptop / tablet of an appropriate configuration for better user experience.

Before using the tool, as a first step, you would need to gather the detailed information about your personal financial matters – your salary or other income, your expenses under different categories, your existing investment details as well as details of any loans or borrowings etc.

Once such detailed information is gathered and kept handy for inputting into Fin4sight™, using the tool itself should take approximately 30 to 45 minutes, the first time you use it. This time may be significantly lower once you are familiar with the tool itself and details of your personal financial matters.

Looking into one’s financial matters is a serious business! We strongly encourage you to set aside adequate time to use the tool and gain an insight into your personal financial matters.

We strongly encourage you to have detailed information about your financial matters at hand before using Fin4sight™. However, if for some reason, you don’t have such information readily available, you can still use Fin4sight™.

The projections performed in the tool are based on the various assumptions provided by you and almost certainly, the future may not be exactly in line with the assumptions made. However, using Fin4sight™ with different assumption inputs would provide you with a good insight into the vulnerability of your projected financials under different circumstances.

The Fin4sight™ tool already caters to different investment avenues that are most commonly used in India. However, if you have some unique type of investments, the tool provides for the flexibility for you to key in the cash-flows associated with such investments.

Pricing

Fin4sight™ Subscription Plans

Basic

Starting from ₹84 Per month

  • Suitable for individuals

  • License validity options - Three months / one year / two years / three years

  • Restrictions on number of reports that can be generated during the license validity period – maximum three in a month

  • License cost (inclusive of GST)

    • Only ₹ 500 (for three months) - Try it out!

    • ₹ 1,500 (for one year)

    • ₹ 2,500 (for two years)

    • ₹ 3,000 (for three years)


  • Upgrade the license for a longer period or to the 'Premium' version anytime

Buy Package

Premium

Starting from ₹1,250 Per month

  • Suitable for financial advisors, financial planners, investment advisors etc., who can use the tool for the benefit of their individual clients

  • License validity options - One year / two years / three years

  • No restrictions on number of reports that can be generated during the license validity period

  • Provides the ability to white label the PDF report generated by the tool, so that you can provide a report to your clients as a value-added service

  • Provides the ability to perform ‘what if’ analysis

  • Provides an insight into certain financial outcomes in a probabilistic manner

  • Licensing cost (inclusive of GST)

    • ₹ 20,000 (for one year)

    • ₹ 35,000 (for two years)

    • ₹ 45,000 (for three years)

Buy Package
Refer

Earn Reward Points

What’s more? You can refer this tool to your family and friends and earn reward points, which can be redeemed for attractive gift vouchers!